The size of the safety net you need is a function of the volatility of your business. In stable businesses, a cash reserve equal to a couple of months of your obligations may be sufficient. In businesses that are more volatile, you may need a safety net that will see you through a drought of six months or more.
Az, hogy balfaszok vállalkoznak ahelyett, hogy alkalmazottnak állnának, az nem az én hibám.