A fintechzone-os cikk még nem a véglegeset elemzi, egy másik alapján minden 5. vásárlást azonosítani kell:
"Contactless card transactions also do not require SCA if they are for less than €50 as long as, once again, the cumulative contactless transactions have not reached €150 or 5 transactions without a SCA."
és a 150EUR/5 tranzakció nem 1 napon belül értendő, hanem az utolsó pin-es tranzakció óta:
"the individual transaction amount is less than €50 and the customer must have also initiated five or fewer transactions, or the customer’s total payments have not exceed €150, since the last time SCA was applied. "